| Prítomný (Present) "borrow" | I | borrow | |
| Prítomný priebehový (Present continuous) "borrow" | I | am borrowing | |
| Minulý (Simple past) "borrow" | I | borrowed | |
| Minulý priebehový (Past continuous) "borrow" | I | was borrowing | |
| Predrítomný čas (Present Perfect) "borrow" | I | have borrowed | |
| Predprítomný čas priebehový (Present Perfect Continuous) "borrow" | I | have been borrowing | |
| Predminulý (Past perfect) "borrow" | I | had borrowed | |
| Predminulý priebehový (Past perfect continuous) "borrow" | I | had been borrowing | |
| Budúce (Future) "borrow" | I | will borrow | |
| Budúce priebehový (Future continuous) "borrow" | I | will be borrowing | |
| Predbudúci (Future perfect) "borrow" | I | will have borrowed | |
| Predbudúci priebehový (Future perfect continuous) "borrow" | I | will have been borrowing |